Sukham Microfinance

Financial Solutions

Your trusted partner for smart financial solutions
and lasting growth.

Loan Products

Financial solutions

Loan products designed for your growth.

Sukham Micro Finance provides a diverse range of customized Loan products designed to drive business growth and improve the quality of life for our customers. Each solution is thoughtfully developed to address the unique financial needs of our clients, enabling them to establish and expand their businesses while enhancing their overall well-being.

Explore the range of Loan products we offer below, designed to meet diverse needs and drive economic growth.

Financial solutions made for you

Each solution is thoughtfully developed to address the unique financial needs of our clients, enabling them to establish and expand their businesses while enhancing their overall well-being.

0Financial products
₹0KHighest loan amount
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What would you like to fund?

Business

Business loan

Sukham Micro Finance offers tailored Business Loans designed to empower ambitious rural women by providing crucial financial support for micro-enterprises. These loans help facilitate the purchase of essential tools, stock procurement, and efficient working capital management, fostering economic independence and sustainability for women-led businesses.

Loan amount₹5K–50K
Tenure3–24 months
Loan amount₹5,000
Tenure12 months
Principal per month₹417

Principal only. Interest and fees are not included, so please confirm the final schedule with your Sukham officer.

Business

Micro enterprises loan

The Micro Enterprises Loan by Sukham Micro Finance is designed to empower graduate borrowers, driving business growth through strategic investments, resource acquisition, and operational improvements. This loan supports business expansion and contributes to overall economic development.

Loan amount₹5K–50K
Tenure3–24 months
Loan amount₹5,000
Tenure12 months
Principal per month₹417

Principal only. Interest and fees are not included, so please confirm the final schedule with your Sukham officer.

Community

Water supply & sanitation loan

In alignment with the Swachh Bharat Initiative, Sukham Micro Finance offers Water Supply & Sanitation Loans to support rural Indian villages by enhancing cleanliness, healthcare, and overall living standards. These loans help reduce water-borne diseases and promote community well-being.

Loan amount₹5K–25K
Tenure3–24 months
Loan amount₹5,000
Tenure12 months
Principal per month₹417

Principal only. Interest and fees are not included, so please confirm the final schedule with your Sukham officer.

Inclusive finance

Ajeevika loan

Honoured by the NSFDC, Sukham Micro Finance offers the Ajeevika Loan to provide financial assistance to eligible borrowers from Scheduled Castes, Scheduled Tribes, and Backward Classes. This loan supports income-generating initiatives and promotes inclusive economic growth.

Loan amount₹5K–25K
Tenure3–24 months
Loan amount₹5,000
Tenure12 months
Principal per month₹417

Principal only. Interest and fees are not included, so please confirm the final schedule with your Sukham officer.

Education

Education loan

Sukham Micro Finance offers Education Loans to provide essential financial support for students pursuing post-secondary or higher education. These loans cover tuition fees, essential books, gadgets, and other related expenses, empowering students to confidently advance in their academic journey.

Loan amount₹5K–25K
Tenure3–24 months
Loan amount₹5,000
Tenure12 months
Principal per month₹417

Principal only. Interest and fees are not included, so please confirm the final schedule with your Sukham officer.

Inclusive finance

Sukham Unnati loan

As a Business Correspondent partner for ICICI Bank, Sukham Micro Finance facilitates the delivery of the ICICI Unnati Loan, a Business Correspondent Product. Through Joint Liability Group (JLG) loan products, we promote financial inclusion by providing essential financial services to both existing and new clients in underserved communities.

Loan amount₹5K–25K
Tenure3–24 months
Loan amount₹5,000
Tenure12 months
Principal per month₹417

Principal only. Interest and fees are not included, so please confirm the final schedule with your Sukham officer.

Street vendors

PM Svanidhi loan

Aligned with our mission to empower the economically disadvantaged, Sukham Micro Finance offers the PM Svanidhi Loan to support the livelihoods of street vendors. This loan provides financial opportunities and promotes holistic development, fostering inclusive growth and prosperity.

Loan amount₹5K–25K
Tenure3–24 months
Loan amount₹5,000
Tenure12 months
Principal per month₹417

Principal only. Interest and fees are not included, so please confirm the final schedule with your Sukham officer.

Dairy

Dairy loan

The Dairy Loan by Sukham Micro Finance enables borrowers to expand their dairy businesses by acquiring additional cattle. This initiative includes comprehensive Cattle Insurance to safeguard investments, ensuring sustainable and secure growth in the dairy industry.

Loan amount₹5K–25K
Tenure3–24 months
Loan amount₹5,000
Tenure12 months
Principal per month₹417

Principal only. Interest and fees are not included, so please confirm the final schedule with your Sukham officer.